EMPLOYEES - WELCOME TO OUR BENEFITS HOMEPAGE!!
Douglas County is providing this information as a convenient source for current employees and retirees to gain an overview of information regarding insurance benefits. Some of the information relies on the accuracy of data provided by various insurance companies or third party administrators. Also, information presented on this website does not promise or guarantee plan participation, coverage, or premium rates.
Disclaimer: The provisions of this information are not intended and do not create an express or implied contract of employment or an offer of employment between the County and its employees nor any guarantee or promise that benefits referenced here are permanent or cannot be changed. While retirees and current employees are offered the opportunity to participate in a subsidized medical insurance program until age 65, the ability to participate as well as the premiums are not guaranteed in the future and are subject, at any time, to change by the County Board of Commissioners. If there is any conflict in the information state or otherwise communicated, the plan provisions prevail. Please contact Human Resources with any questions.
.If you have any questions, would like more specific information, or would like to schedule an appointment to discuss your benefits in greater detail, please contact one of the following individuals:
Benefits Admin. Manager
2015 OPEN ENROLLMENT...
Medical/Vision Insurance Information
Douglas County offers medical/vision coverage to all employees. The County provides two types of plans: Preferred Provider Organization (PPO) and a Health Savings Account (HSA). Most employees are eligible to select between the two plans. Some, however, are not, per their collective bargaining agreement. If you are not certain, please contact a Benefit Team members listed above.
Healthy Directions Wellness Program
Attention New Employees, please click here for information on our Wellness Program: Information for New Hires on the Wellness Program.
*** Make sure to sign up for the New Wellness Program and find out how you can earn a $75.00 gift card! ***
Effective now, all PPO/HSA health plan covered employees are able to participate in a new wellness program with Viverae, our new wellness vendor. This health management program is run on a point system. You earn points throughout the year for completing certain health related program activities. Then, you redeem these points at the end of the year to receive your incentive.
Since this is a partial year, the required points needed to earn your 2014 incentive will be 150 points. You will be required to complete a Biometric screening and a Member Health Assessment Survey as two of the mandatory activities. The completion of each of the mandatory requirements will be worth 50 points each. You will be required to earn an additional 50 points by the December 1, 2014 in order to be awarded your $75.00 Visa Gift Card incentive. How easy is that? You will be earning points while participating in activities to better your overall health and wellness.
Healthy Directions will be sponsoring the Biometric screening at four different County locations and 10 different days and times during the month of July. Click here for the dates and times: 2014 Biometric Screening Schedule. You will also have the opportunity to take the Member Health Assessment during the screening dates, or on your personal computer with a completion date of August 31, 2014.
Click here to find out how to enroll in the program and sign up for the Biometric screening - Viverae sign up instructions and information! You can find out more about the Biometric testing here: Biometric Screening FAQ's. The Viverae website link found here, My Viverae, will help you track your progress online, schedule your screening date and time, and give great information on wellness and upcoming events. It will be your personal health management site with your own personal credentials. All programs are confidential and in compliance with the Health Insurance Portability and Accountability Act (HIPPA).
The Healthy Directions Program is a vital part of our overall benefits program. Whether your goal is to have more energy, to lose weight, to manage stress, or to improve your diet, the Healthy Directions Worksite Wellness Program can help you.
Healthy Directions Wellness Committee
Commit To Be Fit
Our Mission: Building healthier lives for Douglas County employees by empowering lifestyle change though education and support.
Dental Insurance Information
Dental coverage is also provided along with the medical coverage. In order to obtain the dental coverage, employees must enroll in the medical/vision insurance also. The two plans are a package; so the employee must elect the same "tier" level (employee coverage, employee plus one coverage, etc.) for both medical and dental insurance. The dental coverage is also effective on the 91st day of regular employment as long as you work 21 hours or more per week.
Click on the DELTA DENTAL logo above for website and provider listings. Douglas County employees may use providers in the Delta Dental PPO and Delta Dental Premier networks.
Employee Life Insurance
Douglas County provides each benefits eligible employee with $15,000 Basic & AD&D life insurance coverage. A new employee can elect optional life coverage up to six times their salary with a limit of $300,000 without providing evidence of insurability. During each Open Enrollment, all employees may complete an evidence of insurability form and request to increase their optional life insurance. They may request up to six times their salary with a maximum of $500,000.
The Optional Life rates are payroll deducted on the first check of each month. A premium rate chart is provided below. To calculate your premium per month, find your age in the first column. Then, determine how much insurance coverage you want. Multiply your cost by the number of $10,000 increments. The answer is your monthly premium.
Spouse Life Insurance Coverage
A new employee may elect spouse life insurance in amounts of $10,000 or $20,000 NOT to exceed 50% of the employee’s optional life amount. The premium rates for the spouse coverage are based on the table provided below. During each Open Enrollment, all employees may complete an evidence of insurability form and make a request to increase the spouse life insurance coverage. They may request up to 50% of the employee’s optional life coverage with a maximum of $250,000.
Child Life Insurance and Premium Rates:
A newly eligible employee may elect dependent child life insurance in increments of $2,000 up to a maximum of $10,000. The rate is $.20 per $2,000 of coverage. Children are eligible from birth up to the attainment of age 26.
If you are applying for life insurance for the first time (and are not a new employee) or increasing coverage, you will need to complete the following form:
Click on Minnesota Life for more information and premium rates.
Minnesota life also offers the County's employees Travel and/or Will Preparation assistance. To get more information on the Travel Assistance go to www.lifebenefits.com/travelassistance and for the Will Preparation visit the www.lifeworks.com site.
Payflex is the new FSA provider! FSA accounts can save employees on their unreimbursed medical expenses, dependent day care, and/or parking expenses through reductions in taxes when these benefit are selected.
If you are enrolled in the FSA, you can set up Direct Deposit for reimbursements online on PayFlex's website after the plan year begins.
Alegent Creighton Health EAP
Don't know where to turn? Help is just a call a way!!
402-398-5566 or 1-888-847-4975
The County offers, on a voluntary basis, a 457 deferred compensation program, so employees can set aside additional monies for retirement. The contributions to these plans are tax deferred and are not taxable until they are withdrawn. Edward Jones, ING, and Nationwide each have a program that you can choose from. They administer these plans. To get materials and more information about these plans, contact one of the Benefit Team members listed at the top of this page or speak directly to the companies. Refer to the Quick Links tab for vendor's contact information.
Defined Benefit Pension Plan
The Douglas County Retirement Plan was established January 1, 1963. This is a mandatory pension plan in that everyone eligible for benefits will contribute 8.5% of their gross pay beginning with their first paycheck. The County also contributes 8.5% of the gross payroll of all employees. By law, the county cannot contribute more than the employee contributions. The contributions are invested with several investment managers and overseen by an investment adviser, an asset consulting group, the Pension Committee, and the County Board.
An employee becomes partially vested after 5 years of full-time employment and is fully vested after 10 years of full-time service. For more information go to the Douglas County Pension Website.