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Douglas County is providing this information as a convenient source for current employees and retirees to gain an overview of information regarding insurance benefits.  Some of the information relies on the accuracy of data provided by various insurance companies or third party administrators.  Also, information presented on this website does not promise or guarantee plan participation, coverage, or premium rates.

The County is not responsible for plan and/or coverage elections selected by employees.  Insurance coverage may be subject to specific provisions of a collective bargaining agreement, therefore bargaining unit employees should refer to their respective contracts.

While retirees and current employees are offered the opportunity to participate in a subsidized medical insurance program until age 65, the ability to participate as well as the premium costs are not guaranteed in the future and are subject, at any time, to change by the County Board of Commissioners.

Disclaimer: The provisions of this information are not intended and do not create an express or implied contract of employment or an offer of employment between the County and its employees nor any guarantee or promise that benefits referenced here are permanent or cannot be changed. While retirees and current employees are offered the opportunity to participate in a subsidized medical insurance program until age 65, the ability to participate as well as the premiums are not guaranteed in the future and are subject, at any time, to change by the County Board of Commissioners. If there is any conflict in the information state or otherwise communicated, the plan provisions prevail. Please contact Human Resources with any questions.

What’s New for 2015

Increase in Preventative Care Limits for PPO Plans

The $600 deductible plan will have an increase from $500 per calendar year to $750 per calendar year

The $300 deductible plan will have an increase from $250 per calendar year to $500 per calendar year

Autism Coverage

The self-funded United HealthCare medical insurance plan will provide coverage for the screening, diagnosis, and treatment of autism spectrum disorder in an individual under twenty-one years of age.

Preventative Breast Cancer Drugs Tamoxifen and Raloxifene Covered

The self-funded United HealthCare medical insurance plan will cover tamoxifen and raloxifene when prescribed to reduce the risk of breast cancer as a preventative benefit.  The benefit is available for women:

·         35 years and older

·         At increased risk for invasive breast cancer after risk assessment and counseling who meet clinical criteria; and

·         Who obtain prior authorization

Health Savings Account (HSA) Limits Increased

The IRS is allowing the following HSA Limits for 2015 (this amount includes the County’s contribution and the employee’s contribution to their HSA account)

            Type of Coverage                    2015 Limit

            Family Coverage                     $6,650.00

            Individual Coverage                $3,350.00

            Catch-up for those 55+           $1,000.00

If you have any questions, would like more specific information, or would like to schedule an appointment to discuss your benefits in greater detail, please contact one of the following individuals:


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Benefits Admin. Manager



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Benefits/HR Specialist



null Medical/Vision Insurance Information

Douglas County offers medical/vision coverage to all employees.  The County provides two types of plans: Preferred Provider Organization (PPO) and a Health Savings Account (HSA).  Most employees are eligible to select between the two plans.  Some, however, are not, per their collective bargaining agreement.  If you are not certain, please contact a Benefit Team members listed above.

Insurance Eligibility

Insurance Plan Information

Click here for 2015 Premium information.

Same Gender Marriage -Insurance Coverage Board Resolution

alt  The PPO and HSA plans are administered by United Healthcare (UHC).  
Click the UHC logo to view the website


Healthy Directions Wellness Program



My Viverae

Viverae Customer Service:  (888) 848-3723

All United HealthCare PPO/HSA health plan covered employees and their spouses are able to participate in a new wellness program with Viverae.  This health management program is run on a point system.  You earn points throughout the year for completing certain health related program activities.  Then, you obtain the required number of points by December 1 to receive your incentive.  You will be required to complete a Biometric screening and a Member Health Assessment Survey as two of the mandatory activities. 

The Viverae website link found above will help you track your progress online, complete online webinars for additional points, and give great information on wellness and upcoming events.  It will be your personal health management site with your own personal credentials.  All programs are confidential and in compliance with the Health Insurance Portability and Accountability Act (HIPPA).

If you were unable to participate in the biometric screenings in March/April or your employment started after the screenings, you can still earn your biometric points by having your annual physical and asking your physician to submit the results to Viverae (contact Viverae for instructions).  

The Healthy Directions Program is a vital part of our overall benefits program.  Whether your goal is to have more energy, to lose weight, to manage stress, or to improve your diet, the Healthy Directions Worksite Wellness Program can help you.

Healthy Directions Wellness Committee

Commit To Be Fit

Our Mission: Building healthier lives for Douglas County employees by empowering lifestyle change though education and support. 

Our Members:
Kathy Adair - Employee Benefits - Chair
Diane Battiato - Register Deeds
Jennifer Beisheim - Health Centernull
Maryann Borgeson - Commissioner
Suzette Moorman - Public Defender             Click on the Health Directions Apple
Mike Boyle - Commissioner                             to connect to the website
Phil Rooney - Health Department
Kevin Conlon - Sheriff
Jane Faust - County Clerk
Jan Johnson - Workers Comp
Connie Lehman - Health Department
Jane Alexander - Clerk of the District Court
Wade Stephens Jr. - Corrections

Dental Insurance Information 

alt Dental coverage is provided along with the medical coverage.  In order to obtain the dental coverage, employees must enroll in the medical insurance also. The two plans are a package, therefore, the employee must elect the same "tier" level (employee coverage, employee plus one coverage, etc.) for both medical and dental insurance.

Click on the DELTA DENTAL logo above for website and provider listings. Douglas County employees may use providers in the Delta Dental PPO and Delta Dental Premier networks.

Douglas County Delta Dental Summary.

nullLife Insurance Information

Employee Life Insurance

Douglas County provides each benefits eligible employee with $15,000 Basic & AD&D life insurance coverage.  A new employee can elect optional life coverage up to six times their salary with a limit of $300,000 without providing evidence of insurability.  During each Open Enrollment, all employees may complete an evidence of insurability form and request to increase their optional life insurance.  They may request up to six times their salary with a maximum of $500,000. 

The Optional Life rates are payroll deducted on the first check of each month.  A premium rate chart is provided below.  To calculate your premium per month, find your age in the first column.  Then, determine how much insurance coverage you want.  Multiply your cost by the number of $10,000 increments.  The answer is your monthly premium.

Age Reductions:

​The amount of insurance on an employee or spouse age 65 or older shall be a percentage of the amount provided by the plan of insurance applicable to such employee and/or spouse in accordance with the following table:

Age of Employee/Spouse​                      Amount of Insurance

​                 65                                                           65%

                 70                                                           45%

                 75                                                           30%

                 80                                                           20%

                 85                                                           15%

                 90​                                                           10%

Age reductions will apply the first day of the month following an insured employee's and/or spouse's 65th, 70th, 75th, 80th, 85th and 90th birthdays.  

Retirement Reductions:

Retiree coverage terminates at age 65​.

Spouse Life Insurance Coverage

A new employee may elect spouse life insurance in amounts of $10,000 or $20,000 NOT to exceed 50% of the employee’s optional life amount.  The premium rates for the spouse coverage are based on the table provided below.   During each Open Enrollment, all employees may complete an evidence of insurability form and make a request to increase the spouse life insurance coverage.  They may request up to 50% of the employee’s optional life coverage with a maximum of $250,000.   

Child Life Insurance and Premium Rates:

A newly eligible employee may elect dependent child life insurance in increments of $2,000 up to a maximum of $10,000.  The rate is $.20 per $2,000 of coverage.  Children are eligible from birth up to the attainment of age 26. 

Rates for Supplemental Employee Life Insurance

Rates for Supplemental Spouse and Child Life Insurance

Minnesota life also offers the County's employees Travel and/or Will Preparation assistance.  To get more information on the Travel Assistance go to and for the Will Preparation visit the site.


Flexible Spending Account (FSA)

Payflex is our FSA provider.  FSA accounts can save employees on their unreimbursed medical expenses, dependent day care, and/or parking expenses through reductions in taxes when these benefit are selected

Any balance of $500 or less left in your Medical FSA at the end of the calendar year will be automatically carried over and added to your next year's Medical FSA election.  It can be used for expenses incurred in that new year.

If you are enrolled in the FSA, you can set up Direct Deposit for reimbursements online on PayFlex's website after the plan year begins.

Claim Form - Medical and Dependent Care

Claim Form - FSA- Parking

Dependent Care FSA Info
FSA Health Care Info
Reimbursement Info and Documentation

CHI Health Employee Assistance Program 

Click here for EAP website

Click here for more about the EAP Counselors

Don't know where to turn?  Help is just a call a way!!

 402-398-5566  or 1-888-847-4975       
Douglas County provides an EAP for its employees and their dependent family members.  Almost everyone experiences problems, at work and/or at home, that can affect work performance.  When problems become too big to handle, professional assistance might be helpful.  Problems can most successfully be resolved when they are identified early.  Without proper attention, personal problems could lead to a decrease in the quality of life and poor job performance.  EAP counselors work with employees and/or their family members in a confidential manner.  Douglas County's EAP Counselors have received training to work with individuals in a therapeutic setting.  All EAP counselors are state licensed, Master's level therapists.

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April 2015



nullDeferred Compensation

The County offers, on a voluntary basis, a 457 deferred compensation program, so employees can set aside additional monies for retirement.  The contributions to these plans are tax deferred and are not taxable until they are withdrawn.  Edward Jones, Voya, and Nationwide each have a program that you can choose from.  They administer these plans.  To get materials and more information about these plans, contact one of the Benefit Team members listed at the top of this page or speak directly to the companies.  Refer to the Quick Links tab for vendor's contact information.

Defined Benefit Pension Plan

The Douglas County Retirement Plan was established January 1, 1963.  This is a mandatory pension plan in that everyone eligible for benefits will contribute 8.5% of their gross pay beginning with their first paycheck.  The County also contributes 8.5% of the gross payroll of all employees.   By law, the county cannot contribute more than the employee contributions.  The contributions are invested with several investment managers and overseen by an investment adviser, an asset consulting group, the Pension Committee, and the County Board.

An employee becomes partially vested after 5 years of full-time employment and is fully vested after 10 years of full-time service.  For more information go to the Douglas County Pension Website.