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2015 OPEN ENROLLMENT...
Annual open enrollment for benefits will be done via self-service from October 31st at 8am - November 10th at 4pm!  Click on the following link during that timeframe to enroll in your 2015 coverage:  Open Enrollment 2015  from inside the County or Outside the County Open Enrollment Access 2015. 

Forms and Resources:

Click here for 2015 (and 2014) Premium information.

Evidence of Insurability - Life Insurance Application for New and Increased Amounts

2015 Online Enrollment Instructions - Step by Step directions for enrolling online 

 

Need help enrolling?  HR staff will be on-site at the following times/locations to assist:

November 3rd¬†‚Äď Health Center ‚Äď Town Hall from¬†6am-9am and 2pm-5pm

 

November 4that the Correctional Facility Training Room from¬†6am‚Äď8:30am¬†¬†&¬† 2pm‚Äď 4pm

                             

November 7th - at the Extension Office -8015 W Center Road from 11am-1pm & 2pm-4:30pm  

What’s New for 2015?

Increase in Preventative Care (Wellness) Limits for PPO Plans!

  • The $600 deductible plan will have an increase from $500 per calendar year to $750 of covered preventative care per calendar year
  • The $300 deductible plan will have an increase from $250 per calendar year to $500 of covered preventative care¬†per calendar year

Autism Coverage

  • The self-funded United HealthCare medical insurance plan will provide coverage for the screening, diagnosis, and treatment of autism spectrum disorder in an individual under twenty-one years of age.

Preventative Breast Cancer Drugs Tamoxifen and Raloxifene Covered

The self-funded United HealthCare medical insurance plan will cover tamoxifen and raloxifene when prescribed to reduce the risk of breast cancer as a preventative benefit.  The benefit is available for women:

  • ¬†¬†¬†¬†¬†¬† 35 years and older
  • ¬†¬†¬†¬†¬†¬† At increased risk for invasive breast cancer after risk assessment and counseling who meet clinical criteria; and
  • ¬†¬†¬†¬†¬†¬† Who obtain prior authorization

Health Savings Account (HSA) Limits Increasing

The IRS will allow the following HSA Limits for 2015 (this amount includes the County’s contribution and the employee’s contribution to their HSA account)

                      Type of Coverage                 2015 Limit

  • ¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬† Family Coverage¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬† $6,650.00
  • ¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬† Individual Coverage¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬† $3,350.00
  • ¬†¬†¬†¬†¬†¬†¬†¬†¬†¬†¬† Catch-up for those 55+¬†¬†¬†¬†¬†¬†¬†¬†¬† $1,000.00

2015 Frequently Asked Questions for Open Enrollment

What is my Oracle Self-Service user name?

Your user name will be your first initial, middle initial and last name.¬† For example, John T Brown will be JTBROWN. ¬†If you do not have a middle initial, try using ‚ÄúX‚ÄĚ in place of it.

 

I cannot remember my password?

If you have forgotten your password, login to Oracle and click on ‚Äúlogin assistance‚ÄĚ.¬† Instructions will be emailed to your Douglas County email address or to the email address you provided in the past.¬† If you do not have a County email address, have not provided an email, or if you are not sure which email address it will be sent to please contact Human Resources -¬†Kathy¬†at 444-6099¬†or Tim¬†at 444-6125.

 

I am using Internet Explorer (IE) 10 and Self-Service is not working (doesn't bring up self-service).  What do I do?

There is a compatibility issue between Oracle and IE 10.  You could try using a different browser (such as Chrome, Firefox, etc.)  If using IE 10, try the following work around:

1. From the browser menu, select Tools-Compatibility View Settings

2. In the "Add this website" area, type in the Oracle web address for Open Enrollment (listed on the instructions)

3. Click on Add

4. Close the Compatibility View Settings window.  Log in as normal and it should work.  If not, contact Dot.Comm at 402-444-3663.

 

What is the deadline for Open Enrollment?

All changes must be completed online by 4:00 p.m. on November 10th.  The option to enroll for benefits will be shut off at 4:00, so you must be done by then.  No Exceptions!

 

What if I am satisfied with my current benefits and I do not want to make a change?

You still¬†should log onto the online self-service website and verify/confirm your benefits elections and beneficiary information. ¬†If you have any flex spending account enrollments in 2014 you are ‚Äúrequired‚ÄĚ to reenroll for participation in 2015.

What should I do if I want to make a change?

Log on to the self-service website and review your current benefits and make your changes.  See the link above for step-by-stop instructions on how to walk through self-service.  All changes must be made online. The benefits department will not allow any changes made with paper forms.   

What do I need to provide if I add a dependant during open enrollment?
You will need to provide supporting documentation which includes the appropriate reason for the addition such as a marriage certificate for adding a spouse or birth certificate for adding a child.  The Social Security Number will also need to be provided.  If the documentation is not received, the spouse or child will not be added to insurance.

Will I get a new insurance card?

UHC and Delta Dental will send new insurance cards only to employees that make a change to their 2015 medical and dental coverage.

 

Will I get a statement confirming my elections for 2015?

Employees will be able to print or email a confirmation statement after they confirm their 2015 elections online.  The option "Print Confirmation Statement" is available on the last screen. 

If I wish to add or drop a dependent after the open enrollment deadline, what should I do?

The IRS allows limited changes outside of open enrollment.¬† To make a change you must have a ‚Äúqualified life event‚ÄĚ (i.e. marriage, divorce, birth, adoption, death, or change in employment status) and you must notify the benefits department within 31 days of the event.

What is the maximum age I can cover a child on my insurance?

All children ages 19-25 are still eligible to be covered under their parent’s employer plan UNLESS they are offered insurance with their own employer (they are required to take the employer’s insurance even if it costs more than their parent’s plan). 

Children ages 26-29 may also be eligible if they are not married, cannot get insurance through their own employer, and they are a resident of the state of Nebraska.  A dependent child form must be completed each year for children age 26-29.  After the Open Enrollment is completed, the benefits department will send a form to employees who elected coverage for children age 26-29 to verify their eligibility. 

Can I increase the life insurance I have elected for myself or my family?

The form is located under the life insurance section on the benefits website.  You must complete the Minnestoa Life Evidence of Insurability form and return it to the Benefits Department by November 10th.  Once underwriting is completed, you will be notified of the approval or denial.  You will not have any premium deductions for additional life insurance unless or until the underwriting is approved.

 

What is the maximum annual contribution I may elect for a flex spending account in 2015?

Medical:  $2,500          Daycare:  $5,000         Parking:  $2,200

 

Will I receive a new debit card if I elect a FSA for 2014?

If you had an FSA in 2014 and elect it again in 2015, your current FSA card will be used again in 2015.  On January 1, your 2015 elections will be loaded onto your debit card.  Any 2014 claims requested from January 1 to March 31, 2015 must be done by submitting a claim directly to PayFlex.  If you did not have an FSA in 2014, you will receive a new debit card by the beginning of January.